Why you need to take out insurance for your wine while it is stored at Big Yellow
We know your wines are valuable. That’s why, at Big Yellow, we do everything we possibly can to make sure they’re safe and secure. But there are some things we just can’t guarantee to protect your goods against, such as fire and flood.
Unfortunately the majority of home insurance policies don’t cover your valuable possessions while they are in self storage. And those that do, don’t cover specific storage perils.
So we’ve come up with a policy that can be tailored exactly to meet your wine storage insurance needs. If you are storing investment grade wines with us, your level of cover can be easily be tailored to the current market rate at any given give time. The best place to get up to date wine valuations is wine-searcher and we recommend that you review your wines every six months to make sure you have sufficient cover.
Ensuring everyone’s insured
In the past, customers have taken out their own insurance at the start of their storage, then not let it continue. This meant they couldn’t make a claim if the worst happened or have insurance to offer if their goods damaged someone else’s possessions.
For everyone’s peace of mind we need to know that all customers are covered at all times - that’s why all customers must insure their wines while they are in storage with us.
What we cover against
Our policy has a number of benefits over most household insurance policies. It will cover your goods against third party liability and just about everything else;
- Physical loss or damage to your property caused by burst pipes or escape of water (including damage to labels)
- Theft accompanied by forcible and violent entry or exit
- Moth, insect or vermin damage from an external source
- Civil commotion
- Malicious damage
- Impact by vehicles and aircraft
Protects your home insurance benefits
Because our insurance is designed specifically for wine in storage, it doesn’t affect the ‘no claims’ on your home insurance or claims you might make on your home insurance in the future.
The right cover for you
Your quote will be based on the full replacement value of what you’re storing with us (which is why we can’t give you an insurance quote at the same time as your storage quote). For an estimate, add up the full replacement value of the wine you are storing and call our Fulham store on 020 7736 5020.
To give you an idea of what you’d pay for our insurance, the minimum replacement value we insure against is £2,000 - this would cost around £2.50 per week.
Continuous cover for your valuables
Your policy is valid from the moment you put your valuables into storage, right up the second you take them away. And because everyone has to take out insurance, you’re fully covered if anyone else’s possessions cause harm to yours.
Your own dedicated claims manager
We hope you don’t have to make a claim. But should the worst happen, your claims manager is ready to deal with your claim quickly to make sure you get your payment as soon as possible. Big Yellow will also be available to assist you during any claims handling process.
For more information on Big Yellow insurance call us on 0800 783 4949